# Reapt

> You do the work. Amy does the paperwork. Text her, email her or talk to her on the web, with nothing to download. She finds your likely business expenses in the records you already have, and your CPA sees where every number came from.

Reapt (https://reapt.app), from Reapt, Inc., is a service for US freelancers, self-employed
professionals and small business owners who would rather do their work than their paperwork. The
service has a name, Amy. Users talk to her by text message, by email or on the web; there is no
app to download and no bank login. Amy is Reapt's character, the face and voice of the service.
She works from the records users already have: the statements they download from their bank,
their receipts and, if they choose, their email and calendar. She finds their likely business
expenses, including the ones that never show up as a charge, tells them which records are
missing, and asks only what she cannot work out, one question at a time. They review and
confirm, and their CPA sees the source behind every line and makes the call. Reapt is not a CPA
firm, gives no tax advice, and prepares and files no returns. The guides below are general
information that cites IRS publications.

## Facts

- Reapt is in early access: https://reapt.app/early-access/. Contact: support@reapt.app.
- Amy is Reapt's character, the face and voice of the service. Users reach her by text message, by email or on the web; there is no app to download.
- Neither Amy nor Reapt gives tax advice; Reapt is not a CPA firm.
- No bank login is needed; Amy reads the statements the user downloads from their bank.
- For CPAs and tax preparers: https://expensesfiled.com/.
- Pricing has not been announced.

## Product

- [Reapt home page](https://reapt.app/): Meet Amy. Text her, email her or talk to her on the web, with nothing to download. She finds your likely business expenses and keeps them ready for your CPA.
- [About Reapt](https://reapt.app/about/): Reapt, Inc. makes Amy, the service people who work for themselves text, email or talk to on the web, so they do their work and Amy does the paperwork.
- [How to categorize a bank statement for taxes](https://reapt.app/bank-statement-to-tax-categories/): How to categorize a bank statement for taxes, step by step: mark the business rows, group them under Schedule C lines, add what is missing, keep the records.
- [Get early access to Reapt](https://reapt.app/early-access/): Reapt is in early access for freelancers and small business owners. Tell us what you do and how tax time goes, and we will be in touch.
- [Frequently asked questions](https://reapt.app/faq/): Answers to common questions about Reapt and Amy: how you reach her, what she reads, lost receipts, data security, and how your CPA fits in.
- [For CPAs and tax preparers](https://reapt.app/for-accountants/): For CPAs, EAs and tax preparers: your clients text or email Amy, and their expenses arrive organized and explained, every number traced to its source.
- [For freelancers and 1099 contractors](https://reapt.app/for-freelancers/): For freelancers and 1099 contractors: text or email Amy, and she finds the likely business expenses in your records, so tax time is a review, not a project.
- [For small business owners](https://reapt.app/for-small-business/): For small business owners who do their own paperwork: Amy finds the likely business expenses across all your statements, for you and your CPA to review.
- [How Reapt works](https://reapt.app/how-it-works/): How Reapt works in three steps: send Amy what you have by text, email or the web, she finds your likely business expenses, and you and your CPA decide.
- [Security and privacy](https://reapt.app/security/): How Reapt protects your financial records: encrypted at rest, stored in the US, each user's data kept separate, no bank login, never sold.

## Guides

- [How to find tax deductions you missed](https://reapt.app/find-tax-deductions/): How to find tax deductions you missed: where business expenses hide, how to look back at last year, the amended-return window, and when to ask your CPA.
- [Tax guides for freelancers and small business owners](https://reapt.app/guides/): Plain-English guides to business deductions, receipts, travel, mileage and getting ready for your CPA, each checked against IRS sources.
- [Can you use a bank statement instead of a receipt for taxes?](https://reapt.app/guides/bank-statements-instead-of-receipts/): What IRS Publication 583 says about bank and card statements as proof of payment, why that isn't proof of the deduction, and what to add to each line.
- [Business meals deduction for 2026: what's deductible and what to keep](https://reapt.app/guides/business-meals-deduction/): Are business meals 50% or 100% deductible in 2026? The IRS rules, the 2026 employer-meal change, travel meals and per diem, and the records a meal needs.
- [Business travel tax deductions: what counts and what to keep](https://reapt.app/guides/business-travel-tax-deductions/): What the IRS treats as business travel, which trip costs are generally deductible (50% meals, actual lodging, per diem) and what records to keep.
- [Behind on your books before tax season? What catch-up bookkeeping involves](https://reapt.app/guides/catch-up-bookkeeping/): What catch-up bookkeeping involves, when you need a full catch-up and when a sole proprietor mainly needs organized expenses, plus a dated plan for 2027.
- [Do I need a bookkeeper for my small business, or just an accountant?](https://reapt.app/guides/do-i-need-a-bookkeeper/): Bookkeeper vs accountant vs CPA vs EA, the signs you need a bookkeeper, what a solo freelancer can handle alone, and what AI tools can and can't do.
- [How to search Gmail for receipts for tax season](https://reapt.app/guides/find-receipts-in-gmail/): Copy-paste Gmail and Outlook searches that pull a year of purchase receipts, plus how to label them and save each one as a PDF for tax season.
- [Home office deduction: who qualifies and which method to use](https://reapt.app/guides/home-office-deduction/): Who qualifies for the home office deduction, how the $5-per-square-foot simplified method compares with Form 8829, and whether it's really an audit red flag.
- [How long to keep receipts for taxes](https://reapt.app/guides/how-long-to-keep-receipts/): How long the IRS says to keep receipts and records: 3, 6 or 7 years, or indefinitely; 4 years for employment tax; and asset records until you dispose of them.
- [IRS receipt requirements for business expenses](https://reapt.app/guides/irs-receipt-requirements/): What a receipt must show for the IRS, when the $75 rule means you don't need one, why lodging always does, and what to record for each expense type.
- [Lost receipts for taxes: what to do now](https://reapt.app/guides/lost-receipts-taxes/): Lost a receipt? What IRS Publications 463 and 583 say about incomplete records, bank statements as proof of payment, and how to rebuild the paper trail.
- [Mileage deduction 2026: the split rate and how to calculate it](https://reapt.app/guides/mileage-deduction-2026/): The 2026 IRS business mileage rate changed mid-year: 72.5¢ through June 30, 76¢ from July 1. How to calculate it, standard vs actual, and what a log needs.
- [Can you write off a business trip with vacation days or family?](https://reapt.app/guides/mixed-business-personal-trips/): How the IRS treats business trips with vacation days, a spouse or kids, or time abroad, including the 7-day and 25% foreign travel tests, with a worked example.
- [How to organize receipts for taxes](https://reapt.app/guides/organize-receipts-for-taxes/): A practical receipt system for freelancers: capture right away, keep one place, sort by Schedule C line, name files well, and run a short weekly review.
- [Schedule C expense categories: a line-by-line list](https://reapt.app/guides/schedule-c-expense-categories/): Every Schedule C Part II expense line for 2026 with examples, office expense vs supplies, where software goes, and what belongs in Part V other expenses.
- [Self-employed tax deductions: the 1099 deductions list for 2026](https://reapt.app/guides/self-employed-tax-deductions/): A 2026 list of common 1099 and self-employed tax deductions, with the IRS rule behind each one, the publication to check, and what changed this year.
- [Small business tax deductions checklist for 2026](https://reapt.app/guides/small-business-tax-deductions-checklist/): A printable-style 2026 checklist of small business and LLC tax deductions, grouped by category, with the record to keep for each and entity deadlines.
- [Small business tax prep checklist: what to give your accountant](https://reapt.app/guides/small-business-tax-prep-checklist/): What to give your accountant for small business taxes in 2027: income forms, expense records, estimated payments, prior returns, entity papers and deadlines.
- [Tax write-offs by profession](https://reapt.app/write-offs/): Common tax write-offs by profession for self-employed people, with the records each one needs. Start with real estate agents and consultants.
- [Tax deductions for independent consultants](https://reapt.app/write-offs/consultants/): Typical consultant deductions: client travel, 50% meals, software, home office, training, insurance and contract labor, plus the 2026 1099-NEC rule.
- [Tax write-offs for real estate agents](https://reapt.app/write-offs/real-estate-agents/): What real estate agents usually deduct: car, MLS and board dues, licensing, marketing, staging, $25 client gifts, home office, conferences and records to keep.